Pool Financing

Flexible financing to bring your backyard vision to life

Low-Fixed Rates

Direct-To-Consumer Funded

Personal Loans Up To $300,000

Same-Day Qualification

Inquiring Won't Impact Credit Score

Terms Up to 20 Years

Inquire about financing

Inquiring Won't Impact Credit Score

Pool financing made simple and stress-free

Investing in a custom pool is a big step, but it doesn’t have to come with financial stress. At California Pools, we partner with trusted financing experts who will connect you with flexible loan options that make it easier to start building now. Whether you’re planning a brand-new pool or remodeling an existing one, we’ll help you explore the financing solutions that fit your needs and budget.

Financing through a trusted partner

We work with top pool financing experts who understand the unique needs of outdoor living projects and specialize in competitive rates, fast approvals, direct-to-consumer funding, and dedicated support throughout your project.

Why homeowners choose our financing partners:

Loans available up to $300,000
No home equity required
Terms up to 30 years
No stage funding or draw schedules
Streamlined application process with no impact on credit score for initial inquiry

Our local team can connect you directly with a financing advisor to guide you through the application process.

Inquire about financing

Pool Financing FAQs

It depends on the type of loan. Personal home improvement loans typically aren’t tax-deductible, but home equity loans or refinances may be. Be sure to consult your lender and CPA for guidance on potential tax benefits.

Rates vary based on the lender, market conditions, loan amount and term, and your personal financial profile. Higher creditworthiness usually means lower rates. Your financing partner will explain the options available to you.

Yes. Lenders use your credit history to assess your ability to repay the loan. A stronger credit profile can help you qualify for better terms and higher loan amounts. Exact requirements will vary by loan type.

Most lenders will ask for your social security number, driver's license, employment details, and income information. They’ll also evaluate your credit, debt ratio, and other factors to determine your eligibility and loan terms.

Yes. You can use financing for part of the project and pay the remainder out of pocket. This can lower your monthly payments and total interest. Some homeowners finance the pool and pay cash for features like landscaping or outdoor kitchens.

Yes—if you qualify, you may be able to finance the full cost of your California Pools project. Your maximum loan amount will be determined by the lender based on your financial profile.

There are several loan types to consider, depending on your credit, equity, and goals. These include:

Personal or home improvement loan
Home equity line of credit (HELOC)
Home equity loan
FHA 203(k) rehab loan
Cash-out refinance

Your pool dealer or financing representative can help you choose the best option for your needs.

Each of our local offices works with a trusted partner to offer financing options tailored to your region and project. We’ll connect you with a reputable financial partner.

Bring your backyard to life with financing that fits

Have more questions about financing your new pool? Feel free to contact us online or by phone. Your local California Pools team can help you take the next step.

Inquire about financing

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